Comprehensive Coverage for Your Business Vehicles

Your vehicles are crucial to your business' success. Our policies are designed to provide extensive coverage for all types of vehicles, ensuring that your operations stay on track.
Tailored Protection
Whether you operate a fleet of delivery trucks, service vans, or company cars, our insurance plans are customized to fit your specific needs.

We offer coverage options that align with your business operations and risk profile.
Broad Coverage
Our comprehensive policies cover physical damage, liability, and medical expenses.

Whether it's a fender-bender or a major accident, we ensure your vehicles and drivers are protected, minimizing downtime and financial loss.
Liability and Legal Defense
Protect your business from potential liabilities with our robust liability coverage.

We cover bodily injury and property damage claims, providing legal defense and settlement costs to safeguard your business assets.
Fast Claims Processing
Our efficient claims process means you can get back on the road quickly.

We are here to support you, offering fast and fair resolutions to keep your business moving.
Affordable Commercial Auto in gig harbor
Get Covered Today
Don’t let unexpected events derail your business. Call now to speak with us and get a customized quote for your commercial auto insurance needs. Secure your business vehicles and drive your enterprise forward with confidence!

How it works, getting started is easy

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Step 1
Reach Out to Us
Contact us via phone, email, or our website to schedule a free, no-obligation consultation.
Step 2
Review Your Customized Quote
Receive recommended plans tailored to your specific needs.
Step 3
Select  Your Plan
Choose the insurance solutions that best fit your requirements and enjoy peace of mind knowing you're protected.
Step 4
Ongoing Support
We offer ongoing support and proactive advice, adjusting your coverage as your circumstances evolve.
Frequently Asked Questions
Can’t find the answer you’re looking for? Reach out to our customer support team.
What is commercial auto insurance, and why do I need it?
Commercial auto insurance provides coverage for vehicles used for business purposes, protecting against risks such as accidents, liability claims, and damage. It's essential for safeguarding your business assets and ensuring smooth operations.
What types of vehicles can be covered under commercial auto insurance?
Commercial auto insurance can cover a variety of vehicles, including cars, trucks, vans, and specialty vehicles used for business purposes. Contact us to discuss your specific fleet and coverage needs.
What does commercial auto insurance typically cover?
Coverage typically includes liability protection, collision coverage, comprehensive coverage for non-collision events like theft or vandalism, uninsured/underinsured motorist coverage, and medical payments.
Does commercial auto insurance cover leased or rented vehicles?
Many policies offer coverage for leased or rented vehicles, but it's important to verify this with your specific policy details. We can help you explore options for coverage.
What factors affect the cost of commercial auto insurance?
Factors include the number and type of vehicles, driving records of employees, the nature of business use, coverage limits, and deductibles. We work with you to find competitive rates tailored to your business needs.
Can I get a discount on commercial auto insurance?
Yes, discounts may be available for safety features, driver training programs, multiple policies, and maintaining a claims-free history. Ask us about potential savings on your policy.
What should I do if I need to file a claim under my commercial auto policy?
Contact us immediately if you need to file a claim. We’ll guide you through the process, assisting with documentation and facilitating communication with the insurance provider to ensure a smooth resolution.
Does commercial auto insurance cover employee-owned vehicles used for business?
Coverage for employee-owned vehicles used for business purposes may require a non-owned auto liability endorsement. Discuss your specific needs with us to ensure comprehensive protection.
Why choose Troy Johnson Insurance for my commercial auto coverage?
As part of the local community, we offer personalized service, local expertise, and a commitment to understanding your unique business needs. Trust us to provide comprehensive protection with a personal touch.
Unique situation?
We've got a custom policy.
Reach out to us, and we’ll create a personalized insurance plan that meets your specific needs and protects what matters most.
We specialize in tailoring coverage to fit your unique circumstances. Let’s collaborate to develop a one-of-a-kind policy that ensures your peace of mind and security.
Call Now → 
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