Whether you're going on a cross-country trip, enjoying a weekend getaway, or living the full-time RV lifestyle, your recreational vehicle is your home on wheels. We offer RV insurance designed to protect your mobile home and ensure peace of mind.
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Step 1
Reach Out to Us
Contact us via phone, email, or our website to schedule a free, no-obligation consultation.
Step 2
Review Your Customized Quote
Receive recommended plans tailored to your specific needs.
Step 3
Select Your Plan
Choose the insurance solutions that best fit your requirements and enjoy peace of mind knowing you're protected.
Step 4
Ongoing Support
We offer ongoing support and proactive advice, adjusting your coverage as your circumstances evolve.
Frequently Asked Questions
Can’t find the answer you’re looking for? Reach out to our customer support team.
What is RV insurance, and why do I need it?
RV insurance provides coverage for your recreational vehicle, offering protection against risks such as accidents, theft, and damage. It’s essential for safeguarding your investment and ensuring peace of mind while traveling.
What types of RVs can be insured through Troy Johnson Insurance?
We offer insurance for a wide range of RVs, including motorhomes, travel trailers, fifth wheels, and camper vans. Contact us to discuss your specific vehicle type and coverage needs.
What does RV insurance typically cover?
Coverage typically includes liability protection, collision coverage, comprehensive coverage for non-collision events like theft or vandalism, and personal belongings coverage. Optional coverages may include roadside assistance and emergency expenses.
What factors affect the cost of RV insurance?
Factors include the type and value of the RV, your driving history, how often and where you travel, coverage limits, and chosen deductibles. We work with you to find competitive rates tailored to your needs.
Can I get a discount on RV insurance?
Yes, discounts may be available for safety features, bundling policies, completing RV safety courses, and maintaining a claims-free history. Ask us about potential savings on your policy.
What should I do if I need to file a claim for my RV?
Contact us immediately if you need to file a claim. We’ll guide you through the process, assisting with documentation and facilitating communication with the insurance provider to ensure a smooth resolution.
Does RV insurance cover full-time RV living?
If you live in your RV full-time, you may require additional coverage. We offer options for full-timers that provide extended protection and liability coverage. Discuss your lifestyle with us to explore these options.
Is there coverage for RVs when they are in storage?
Many policies provide coverage for RVs while in storage, but it’s important to verify this with your specific policy details. We can help you explore options for storage coverage.
Why choose Troy Johnson Insurance for my RV coverage?
As part of the local community, we offer personalized service, local expertise, and a commitment to understanding your unique travel needs. Trust us to provide comprehensive protection with a personal touch.
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