Ensure that your motorcycle is safeguarded against a wide array of potential risks.
Whether your bike is damaged while parked, in transit, or on the road, this coverage ensures that you can handle repairs or replacements without facing significant financial setbacks.
Liability Coverage
This coverage handles costs related to legal defense, medical bills for injured parties, and any settlements that may arise.
It helps you manage potential legal challenges and mitigates the risk of substantial out-of-pocket expenses.
Medical Payments
This includes coverage for necessary medical treatments for you and your passengers, regardless of who is at fault.
It helps cover costs such as hospital visits, surgeries, and rehabilitation, ensuring that you receive the care you need without the added stress of medical bills.
Customizable Options
Personalize your policy with coverage for custom parts, accessories, and riding gear.
This coverage protects modifications and safety equipment, aligning with your specific needs and lifestyle.
Affordable Motorcycle Insurance in gig harbor
Protect Your Motorcycle Today
Don’t leave your ride vulnerable. Call today to explore how we can help secure your motorcycle and ensure peace of mind on every road.
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Step 1
Reach Out to Us
Contact us via phone, email, or our website to schedule a free, no-obligation consultation.
Step 2
Review Your Customized Quote
Receive recommended plans tailored to your specific needs.
Step 3
Select Your Plan
Choose the insurance solutions that best fit your requirements and enjoy peace of mind knowing you're protected.
Step 4
Ongoing Support
We offer ongoing support and proactive advice, adjusting your coverage as your circumstances evolve.
Frequently Asked Questions
Can’t find the answer you’re looking for? Reach out to our customer support team.
What types of motorcycles can be insured through Troy T. Johnson Insurance?
We offer insurance for a wide range of motorcycles, including cruisers, sport bikes, touring bikes, scooters, and custom bikes. Contact us to discuss your specific motorcycle type and coverage needs.
What does motorcycle insurance typically cover?
Motorcycle insurance generally covers liability for injuries or damages to others, collision and comprehensive coverage for your bike, uninsured/underinsured motorist coverage, and medical payments. We offer additional options like roadside assistance and custom parts coverage.
Is my motorcycle covered if I take it out of state or on a road trip?
Yes, our motorcycle insurance policies typically provide coverage across the United States. If you plan to travel internationally, discuss your itinerary with us to ensure you have the right protection.
What factors affect the cost of motorcycle insurance?
Several factors can influence the cost, including the type and model of the motorcycle, your riding experience, where you ride, and the coverage limits you choose. We work with you to find competitive rates tailored to your profile.
Can I get a discount on motorcycle insurance?
Yes, discounts may be available for completing motorcycle safety courses, bundling policies, maintaining a clean riding record, and having safety features on your bike. Ask us about potential savings on your policy.
What should I do if I need to file a claim?
In the event of a claim, contact us immediately. We’ll guide you through the process, helping you document any damages and facilitating communication with the insurance provider to ensure a smooth resolution.
Do I need separate insurance for a custom or vintage motorcycle?
Custom or vintage motorcycles may require specialized coverage. We offer tailored insurance options to ensure these bikes are adequately protected. Discuss your specific bike with us to learn more.
Why is uninsured/underinsured motorist coverage important for motorcyclists?
This coverage protects you if you're involved in an accident with a driver who doesn’t have sufficient insurance. It’s especially important for motorcyclists due to the higher risk of injury.
Why choose Troy Johnson Insurance for my motorcycle coverage?
As part of the local community, we offer personalized service, local expertise, and a commitment to understanding and meeting your unique riding needs. Trust us to provide comprehensive protection with a personal touch.
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