Protect and Empower Your Growth

Shield your enterprise from risk and ensure continuity with our solutions. Designed to protect your business assets, employees, and future, our policies offer the security you need to thrive.
Extensive Coverage Options
Our commercial insurance solutions provide extensive coverage across various sectors, including property, liability, and workers' compensation.

We offer flexible policies that adapt to the unique demands of your business.
Customizable Plans
No two businesses are alike. Tailor your insurance plan to fit your specific industry needs, ensuring optimal protection without unnecessary costs.

From small enterprises to large corporations, we have you covered.
Risk Management Expertise
We are committed to helping you identify potential risks and implement strategies to mitigate them.

With our proactive approach, you can minimize disruptions and focus on what matters—growing your business.
Liability Safeguards
Defend your business against legal claims with our comprehensive liability coverage.

Whether it's product, professional, or general liability, we provide protection against costly lawsuits and reputational damage.
Affordable Commercial Insurance in gig harbor
Take Action Today
Protecting your business is an investment in its future. Contact us today to speak with our commercial insurance specialists and receive a tailored quote that meets your business needs. Don’t wait for the unexpected—secure your business today!

How it works, getting started is easy

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Step 1
Reach Out to Us
Contact us via phone, email, or our website to schedule a free, no-obligation consultation.
Step 2
Review Your Customized Quote
Receive recommended plans tailored to your specific needs.
Step 3
Select  Your Plan
Choose the insurance solutions that best fit your requirements and enjoy peace of mind knowing you're protected.
Step 4
Ongoing Support
We offer ongoing support and proactive advice, adjusting your coverage as your circumstances evolve.
Frequently Asked Questions
Can’t find the answer you’re looking for? Reach out to our customer support team.
What is commercial insurance, and why do I need it?
Commercial insurance provides coverage for businesses against risks such as property damage, liability claims, business interruption, and more. It is essential for protecting your business assets and ensuring continued operations.
What types of coverage are included in commercial insurance?
Commercial insurance can include property insurance, general liability, workers' compensation, commercial auto, professional liability, and business interruption insurance, among others.
How is commercial insurance different from a Business Owner's Policy (BOP)?
A BOP is a specific type of commercial insurance that combines property and liability coverage for small businesses. Commercial insurance can be more comprehensive and tailored to include various coverages for larger or more specialized businesses.
What factors affect the cost of commercial insurance?
Factors include the size and type of your business, industry-specific risks, location, number of employees, coverage limits, and claim history. We work with you to find competitive rates tailored to your business needs.
Does commercial insurance cover natural disasters?
Standard commercial policies cover certain natural disasters like fire and windstorms, but may exclude events like floods or earthquakes. We offer additional coverage options to protect against these specific risks.
What should I do if I need to file a claim under my commercial policy?
Contact us immediately if you need to file a claim. We’ll guide you through the process, assisting with documentation and facilitating communication with the insurance provider to ensure a smooth resolution.
Is workers' compensation insurance included in commercial insurance?
Workers' compensation is typically a separate policy but can be included as part of a comprehensive commercial insurance package. It provides coverage for employee injuries or illnesses related to their job.
Can I get a discount on my commercial insurance policy?
Yes, discounts may be available for safety measures, bundling policies, and maintaining a claims-free history. Ask us about potential savings on your policy.
Why choose Troy Johnson Insurance for my commercial insurance needs?
As part of the local community, we offer personalized service, local expertise, and a commitment to understanding your unique business needs. Trust us to provide comprehensive protection with a personal touch.
Unique situation?
We've got a custom policy.
Reach out to us, and we’ll create a personalized insurance plan that meets your specific needs and protects what matters most.
We specialize in tailoring coverage to fit your unique circumstances. Let’s collaborate to develop a one-of-a-kind policy that ensures your peace of mind and security.
Call Now → 
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